Employer should bear Health Insurance Cost in UAE

It is an obligation of your employer to provide you the health insurance cover, while bearing its entire cost. Article 10 of the Law No. 11 of 2013 concerning health insurance in the emirate of Dubai, states: "The employer shall be obliged to do the following:

 1. Cover the employees by health insurance in accordance with the health insurance policy applicable thereby; providing to comply with the provisions of this law and the resolutions issued pursuant thereto.

 2. Bear the costs for such health insurance coverage rather than making the beneficiaries do so.

 3. Verify that the health insurance of the employees is valid for the length of their work period at the employer's company.

 4. Bear the health services and medical intervention costs in emergencies for the employees, if any of them has no health insurance in accordance with the provisions of this law.

 5. Give the employees the health insurance card.

 6. Provide health insurance policy upon the residence visa issuance or its renewal.

 7. Any other obligations specified by the authority pursuant to the resolutions issued thereby in such concern."

 Based on the aforementioned provisions of law, it is responsibility of the employer to provide health insurance coverage to the employees in the emirate of Dubai. The employer should not demand or request the employee to bear part of cost of health insurance premium.

 The law says:
The employer is obliged to cover the employees by health insurance in accordance with the health insurance policy applicable. The employer can't ask the beneficiary to bear the insurance cost. read more

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