The Pravasi Bharatiya Bima Yojana (PBBY) is a mandatory insurance scheme aimed at safeguarding the interests of Indian emigrant workers falling under Emigration Check Required (ECR) category going for overseas employment to ECR countries. The Scheme, initially launched in 2003, has been amended in 2006, 2008 and 2017 with the overarching objective of strengthening the coverage of emigrant workers .
Presently, the scheme provides an insurance cover of Rs. 10 lakhs in case of accidental death/permanent disability at an insurance premium of Rs. 275 and Rs. 375 for a period of two and three years respectively. The revised scheme has also been made compulsory for various professions falling under work categories under Section 2(o) of Emigration Act, 1983 irrespective of the passport categories. PBBY, 2017 also includes global insurance coverage irrespective of employer and location, has facility for online renewal and a simplified process for certification of accidental death/permanent disability. The scheme is now more beneficial for emigrant workers and is aimed at ensuring an expeditious settlement of claims.
Features of PBBY, 2017 are as follows:
(i) The Insured person shall be covered for a sum of Rs.10.00 lakhs in the event of accidental death or permanent disability leading to loss of employment while in employment abroad, irrespective of change of employer/location of insured person.
(ii) Certification of accidental death or permanent disability by Indian Missions and Posts abroad shall be accepted by the insurance companies.
(iii) Medical insurance cover including injuries / sickness / ailment / diseases available upto Rs.1,00,000/- (up to Rs. 50,000 per hospitalization).
(iv) Repatriation cover for medically unfit/premature termination of employment: Actual one-way economy class air fare to the nearest international airport in India.
(v) Family Hospitalization in India available upto Rs. 50,000/- for Spouse and first two children upto 21 years of age.
(vi) Maternity expenses benefit to women emigrants available upto Rs50,000.
(vii) Reimbursement of return economy class air fare to the nearest international airport to one attendant in case of emigrant’s accidental death or permanent disability.
(viii) Legal expenses on litigation related to emigrant’s overseas employment admissible upto Rs. 45,000/-. (ix) Provision for on-line renewal of PBBY policy.
List of Emigration Check Required (ECR) Countries
1. Afghanistan
2. Bahrain
3. Indonesia
4. Iraq
5. Jordan
6. Kingdom of Saudi Arabia
7. Kuwait
8. Lebanon
9. Libya
10. Malaysia
11. Qatar
12. South Sudan
13. Sudan
14. Sultanate of Oman
15. Syria
16. Thailand
17. United Arab Emirates
18. Yemen*
*( presently under Emigration ban.)
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+ Labour's Bank Guarantee Refund from MOHRE-UAE
+ New job classification in UAE
Presently, the scheme provides an insurance cover of Rs. 10 lakhs in case of accidental death/permanent disability at an insurance premium of Rs. 275 and Rs. 375 for a period of two and three years respectively. The revised scheme has also been made compulsory for various professions falling under work categories under Section 2(o) of Emigration Act, 1983 irrespective of the passport categories. PBBY, 2017 also includes global insurance coverage irrespective of employer and location, has facility for online renewal and a simplified process for certification of accidental death/permanent disability. The scheme is now more beneficial for emigrant workers and is aimed at ensuring an expeditious settlement of claims.
Features of PBBY, 2017 are as follows:
(i) The Insured person shall be covered for a sum of Rs.10.00 lakhs in the event of accidental death or permanent disability leading to loss of employment while in employment abroad, irrespective of change of employer/location of insured person.
(ii) Certification of accidental death or permanent disability by Indian Missions and Posts abroad shall be accepted by the insurance companies.
(iii) Medical insurance cover including injuries / sickness / ailment / diseases available upto Rs.1,00,000/- (up to Rs. 50,000 per hospitalization).
(iv) Repatriation cover for medically unfit/premature termination of employment: Actual one-way economy class air fare to the nearest international airport in India.
(v) Family Hospitalization in India available upto Rs. 50,000/- for Spouse and first two children upto 21 years of age.
(vi) Maternity expenses benefit to women emigrants available upto Rs50,000.
(vii) Reimbursement of return economy class air fare to the nearest international airport to one attendant in case of emigrant’s accidental death or permanent disability.
(viii) Legal expenses on litigation related to emigrant’s overseas employment admissible upto Rs. 45,000/-. (ix) Provision for on-line renewal of PBBY policy.
List of Emigration Check Required (ECR) Countries
1. Afghanistan
2. Bahrain
3. Indonesia
4. Iraq
5. Jordan
6. Kingdom of Saudi Arabia
7. Kuwait
8. Lebanon
9. Libya
10. Malaysia
11. Qatar
12. South Sudan
13. Sudan
14. Sultanate of Oman
15. Syria
16. Thailand
17. United Arab Emirates
18. Yemen*
*( presently under Emigration ban.)
Are you planning to Set-up your business in Dubai? Call us for Setting up new business, LLC Formation, Amendment in existing license, PRO Service and Translation. +971 55-273 2295, 055-345 7829, 04-239 1302 or mail your queries to visaprocess.ae@gmail.com
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EMIGRATION CLEARANCE
+ e-Migrate Online Registration, Emigration Clearance for Blue-collar Indian Workers and Housemaids
+ Protector of Emigrants (POE) in India
+ ECNR registration in eMigrate system is optional
+ Number of Indians Migrating to Gulf Countries Drops By 21 Per Cent In 2018
+ തൊഴില് വിസ: ഓണ്ലൈന് രജിസ്ട്രേഷന് നിര്ദേശം പിന്വലിച്ചു
+ Apply for passport from anywhere in India
+ Protector of Emigrants (POE) in India
+ ECNR registration in eMigrate system is optional
+ Number of Indians Migrating to Gulf Countries Drops By 21 Per Cent In 2018
+ തൊഴില് വിസ: ഓണ്ലൈന് രജിസ്ട്രേഷന് നിര്ദേശം പിന്വലിച്ചു
+ Apply for passport from anywhere in India
EMPLOYMENT VISA
+ Status Change / Visa Position Amendment-Dubai Visa
+ Employment Visa Cancellation-Dubai
+ Paid internship for UAE students (Part Time job for UAE students)
+ Employment Visa Cancellation-Dubai
+ Paid internship for UAE students (Part Time job for UAE students)
+ Reasons why your UAE visa application may be rejected
+ Probation Period: UAE Labour Law
+ Maternity Leave-UAE Labour Law
+ Disciplinary Rules; UAE Labour Law
+ Working on public holidays entitles you to lieu day and 50% bonus in UAE; Labour Law
+ Probation Period: UAE Labour Law
+ Maternity Leave-UAE Labour Law
+ Disciplinary Rules; UAE Labour Law
+ Working on public holidays entitles you to lieu day and 50% bonus in UAE; Labour Law
+ Part Time Work Permit in UAE (Labour Law)
+ Annual Leave; UAE Labour Law
+ Notice Period to quit the job
+ Can the Employer educe the employee's salary as per the UAE labour law?
+ Employment Visa: Dh60 Insurance to Replace Dh3,000 Bank Guarantee+ Annual Leave; UAE Labour Law
+ Notice Period to quit the job
+ Can the Employer educe the employee's salary as per the UAE labour law?
+ Labour's Bank Guarantee Refund from MOHRE-UAE
+ New job classification in UAE
VISIT & TOURIST VISA
+ UAE Tourist Visa fees exemption for dependents under the age of 18
+ Transit visa for stopover flights through the UAE
+ Six month job-seeker visa in UAE no longer available
+ യുഎഇ: സന്ദര്ശക, ടൂറിസ്റ്റ് വീസകളില് എത്തുന്നവര്ക്ക് ഇനി രാജ്യം വിടാതെ വീസ മാറാം
+ Transit visa for stopover flights through the UAE
+ Six month job-seeker visa in UAE no longer available
+ യുഎഇ: സന്ദര്ശക, ടൂറിസ്റ്റ് വീസകളില് എത്തുന്നവര്ക്ക് ഇനി രാജ്യം വിടാതെ വീസ മാറാം
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"ടീച്ചറേ നിങ്ങൾ പഠിപ്പിക്കുന്ന രീതിയിൽ എന്നെ പഠിപ്പിച്ചിട്ട് എനിക്ക് മനസ്സിലാകുന്നില്ല ദയവുചെയ്ത് എനിക്ക് മനസ്സിലാകുന്ന രീതിയിൽ എന്നെ പഠിപ്പിച്ചു തരൂ"
എന്ന് ഇത്തരം പഠന പ്രയാസം അനുഭവിക്കുന്ന കുട്ടികൾ പറയാതെ പറഞ്ഞുകൊണ്ടിരിക്കുന്നു.
നിങ്ങൾക്കും കൗണ്സിലറാവാം/Remedial Teacher ആവാം/ Montessori Teacher ആവാം
Diploma in Psychological Counselling & Life Enrichment, Diploma in Learning Disability Management & Counselling, Diploma in Montessori Teacher Training, Secretarial Practice & Office Administration, Diploma in Business Arabic & Translation, Skill Certificate for Gulf Job Seekers (STED Council Certificate).
Study Centre in Manjeri, Kerala, India. Explore International. Flexible Timing. Distance Coaching for remote students. Placement Assistance, Call: +91-9539051386 www.allprocess.in
Study Centre in Manjeri, Kerala, India. Explore International. Flexible Timing. Distance Coaching for remote students. Placement Assistance, Call: +91-9539051386 www.allprocess.in
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